This process is simple...but we can't do this without your cooperation.

1.  After the 5th day of sign on date. Processing will request your credit reports from Experian, Equifax and TransUnion. This takes about 45 days to receive. (Unless, client obtains own credit reports from www.annualcreditreport.com This will speed up the process. Since everything is being done on your behalf, it is imperative to mail not faxed or emailed all correspondence/reports to us from here on out.
2.  By law, credit report agencies must correct or delete inaccurate, incomplete or unverifiable information. You have the right to dispute clerical errors as well as negative or incorrect items on your credit report.
3. Once we receive your credit reports, the disputing process begins. We will work with the credit bureaus directly on your behalf. We will dispute any items that needs to be updated, corrected or deleted. Credit bureaus must respond within 30 days. If by any chance you do not receive any reports within 30-45 days from our last update you must contact us so we can re-investigate and follow up with the credit bureaus.
4. Clients will recieve all dispute results directly by mail. You have the advantage to see RESULTS before we do. Also, you will receive file updates on a regular basis via email. Though, in order to receive an update on your file, it is important for you to forward reports as soon as you receive them. Don't fall behind or delay this process by avoiding this simple task. Your cooperation is much needed and appreciated during this process.