Credit report discrepancies can prevent you from getting mortgages, car loans, student loans as well as increased insurance premiums and interest rates. In fact, those mistakes can even prevent you from getting a job. Under the Fair Credit Reporting Act, credit bureaus are responsible for correcting inaccurate information in your credit report.
1 in 4 people found credit report errors that could potentially affect their scores
Avoid NEW Collections & Charge-Offs
Avoid Late Payments
Pay bills on time
Too many inquires will lower your score
Do not close current accounts or open new ones
Keep credit cards at 30% of your credit limit
Too many open and closed accounts can affect your score
Keep credit cards active to avoid (close by grantor status) for inactivity
Monitor your credit report for errors
Our Mortgage loan officers are pleased with our simple and effective plan. We are expediting their client’s credit repair process by raising their score faster and loan approved, instead of dragging the process on and on. Lenders are updated throughout the whole process.
We explain all deletions and improvements being done on their client's credit profile. Nevertheless, get preapproved for a home loan before you start home shopping. The higher your score, the less you have to worry about a few points making a difference. A SOLID score can help you save $$$ and obtain the best terms and rates.